StetsonAcademy

Financial Literacy Resources

Building smart money habits — specially curated for advanced 8th graders

Getting Started – Essentials

Compound Interest Calculator

See how your money grows over time with regular contributions and compound interest.

Interactive Visit Resource
Budgeting 101 (Khan Academy)

Learn how to create and stick to a realistic budget as a student or young adult.

Free Course Visit Resource
Credit Scores Explained

Understand what affects your credit score and how to build strong credit early.

CFPB Official Visit Resource

Interactive Calculators

Investment Growth Calculator

See exactly how your money can grow over time with different monthly contributions and rates of return.

NerdWallet Visit Resource
Student Loan Calculator

Estimate monthly payments, total interest, and repayment timelines for federal or private loans.

NerdWallet Visit Resource
Retirement & Savings Planner

Advanced planner to visualize long-term goals like college or retirement savings.

Investor.gov Visit Resource

Banking & Saving Smart

High-Yield Savings Accounts Comparison

Current best high-yield savings accounts for students and young adults (NerdWallet)

Updated 2026 Visit Resource
Student Checking Accounts Guide

Best banks and accounts with no fees for college-bound students

Visit Resource
50/30/20 Budget Rule

Simple framework to divide your income responsibly

Beginner Friendly Visit Resource

Investing – Start Small, Start Early

Investing for Beginners (Vanguard)

Free investor education series – perfect for first-time investors

Highly Recommended Visit Resource
Roth IRA vs. Traditional IRA

Which retirement account makes sense for young people?

Visit Resource
Index Fund Investing Explained

Why low-cost index funds are usually the best choice for beginners

Timeless Strategy Visit Resource

Hands-On Simulations & Games

PersonalFinanceLab

Budget Game + real-time Stock Market Game with embedded lessons and national rankings. Hands-down the best interactive platform for advanced middle schoolers.

Highly Recommended Visit Resource
The Stock Market Game

Official national simulation — start with $100,000 virtual cash and trade real stocks, bonds & funds. Used by thousands of schools.

Grades 4–12 Visit Resource
Banzai Middle School Finance

Free choose-your-own-adventure scenarios with real-life budgeting, unexpected expenses, and saving challenges.

Completely Free Visit Resource
Next Gen Personal Finance (NGPF)

Free middle-school curriculum with powerful interactive tools, simulations, and real-world projects.

Top-Rated Visit Resource

Career Planning & Your Future

BigFuture Career Search

Explore 900+ real careers with salary data, education requirements, job growth, and more. See exactly how your dream job pays.

College Board Official Visit Resource
Career Quiz (BigFuture)

15-minute quiz that matches your interests to careers and shows earning potential.

Personalized Visit Resource

Credit, Loans & Debt

Student Loan Repayment Simulator

Federal student aid – estimate payments and forgiveness options

Official Tool Visit Resource
How to Read Your Credit Report

Step-by-step guide + free weekly reports

Visit Resource
Avoiding Credit Card Traps

Common mistakes students make with credit cards

Warning Visit Resource

Want to Go Deeper?

These balanced books and podcasts build a healthy money mindset

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